$4,900,000 Refinance Secured for Mixed-Use Property in San Francisco, CA
Bank of San Francisco recorded a $4,900,000 deed of trust crossing six San Francisco parcels including mixed-use, hotel, and condominium space on 20th Street and Octavia Street. The loan was executed March 24, 2026 and recorded March 30, 2026 in San Francisco County under document 31347 (APN 4058-005), crossed against five additional parcels. County records list the owner as Zatopa-Stephens.
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Transaction Details
- Closing Date
- Mar 24, 2026
- Loan Amount
- $4,900,000
- Loan Type
- Bank
- Loan Purpose
- Refinance
- Capital Type
- Senior Debt
- Asset Type
- Mixed-Use
- Source
- County record
Property
- Address
- 636 20th St
- City, State
- San Francisco, CA
- Market
- San Francisco
Property Facts
- Building Size
- 10,950 sq ft
- Lot Size
- 5,998 sq ft (0.14 ac)
- Year Built
- 1900
- Stories
- 2
- Buildings
- 1
- Zoning
- M2
- Subtype
- Mixed Use: Retail/Residential
- Units
- 9
- Floor Area Ratio
- 1.83
Sale History
Last sold Jan 12, 2016. Prior owner Private party.
Prior Financing
| Recorded | Lender | Amount | Instrument | Type |
|---|---|---|---|---|
| Mar 30, 2026 | BANK OF SAN FRANCISCO | $4,900,000 | Deed Of Trust | CONVENTIONAL |
| Apr 14, 2025 | LOGIX FCU | $4,500,000 | Deed Of Trust | CONVENTIONAL |
| Jul 22, 2016 | FIRST FOUN BK | $5,800,000 | Deed Of Trust | CONVENTIONAL |
| Mar 16, 2012 | JP MORGAN CHASE BK | $2,546,250 | Deed Of Trust | CONVENTIONAL |
| Sep 29, 2011 | TRUST DEED INVS 401K PSP | $1,150,000 | Deed Of Trust | CONVENTIONAL |
| Sep 8, 2010 | Private party lender | $1,081,588 | All Inclusive Deed Of Trust | PRIVATE PARTY LENDER |
| Jul 23, 2004 | FIRST REPUBLIC BK | $7,000,000 | Deed Of Trust | CONVENTIONAL |
Recorded mortgage history from county records. Amounts are original recorded principal, not current balances.
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