$4,900,000 Refinance Secured for Mixed-Use Property in San Francisco, CA

Mar 24, 2026 Bank
Deal Summary

Bank of San Francisco recorded a $4,900,000 deed of trust crossing six San Francisco parcels including mixed-use, hotel, and condominium space on 20th Street and Octavia Street. The loan was executed March 24, 2026 and recorded March 30, 2026 in San Francisco County under document 31347 (APN 4058-005), crossed against five additional parcels. County records list the owner as Zatopa-Stephens.

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Transaction Details

Closing Date
Mar 24, 2026
Loan Amount
$4,900,000
Loan Type
Bank
Loan Purpose
Refinance
Capital Type
Senior Debt
Asset Type
Mixed-Use
Source
County record

Property

Address
636 20th St
City, State
San Francisco, CA

Property Facts

Building Size
10,950 sq ft
Lot Size
5,998 sq ft (0.14 ac)
Year Built
1900
Stories
2
Buildings
1
Zoning
M2
Subtype
Mixed Use: Retail/Residential
Units
9
Floor Area Ratio
1.83

Sale History

Last sold Jan 12, 2016. Prior owner Private party.

Prior Financing

RecordedLenderAmountInstrumentType
Mar 30, 2026 BANK OF SAN FRANCISCO $4,900,000 Deed Of Trust CONVENTIONAL
Apr 14, 2025 LOGIX FCU $4,500,000 Deed Of Trust CONVENTIONAL
Jul 22, 2016 FIRST FOUN BK $5,800,000 Deed Of Trust CONVENTIONAL
Mar 16, 2012 JP MORGAN CHASE BK $2,546,250 Deed Of Trust CONVENTIONAL
Sep 29, 2011 TRUST DEED INVS 401K PSP $1,150,000 Deed Of Trust CONVENTIONAL
Sep 8, 2010 Private party lender $1,081,588 All Inclusive Deed Of Trust PRIVATE PARTY LENDER
Jul 23, 2004 FIRST REPUBLIC BK $7,000,000 Deed Of Trust CONVENTIONAL

Recorded mortgage history from county records. Amounts are original recorded principal, not current balances.

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Transaction details are compiled from public announcements, press releases, industry reporting, or information submitted by parties to the transaction, and have not been independently verified by LoanList CRE. Terms shown may be approximate. Nothing on this page constitutes a quote, offer, or guarantee of financing terms. Full disclaimer.
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